insurance companies aren’t likely to take accident claim
If you’ve been involved in an auto accident causing personal injury or damage to your own vehicle, you’re likely going to file a claim for compensation with your insurance provider. However, only a small percentage of auto accident claims ever go to court, largely because they’re usually settled out of court among the different insurance providers first. If you’ve been in an accident that wasn’t your fault and didn’t file a personal injury claim against the other driver, you may be able to get the insurance provider to pay for the repair costs and any medical expenses you incurred during the time your car was damaged.
However, if you’ve already filed a personal injury claim, insurance companies aren’t likely to take you seriously if you say you’ll be filing an accident claims against them. This is especially true if what happened to you is part of what’s known as a “bales attorney problem.” Simply put, bales attorneys are lawyers who work exclusively with auto accident claims. There are basically two different types of bales attorney: those who work on a contingency fee basis, and those who work on a percentage-based fee basis. Both types are just as reputable, so it really depends on your needs which type of lawyer you want to work on your accident claims.
If your insurance adjuster doesn’t offer you anything that suits your needs
If you’ve been involved in an accident that wasn’t your fault, and you think you might be eligible for a settlement, you need to contact your insurance provider immediately and discuss the options available to you. The first thing you should do is talk with a representative from your provider, who will be able to advise you about the type of settlement they would be willing to offer. This will probably include adding the cost of repair to the total amount of your injury claim, as well as offering a lump sum settlement. Sometimes your adjuster will also suggest adding loss of income and time off into the settlement, so that you’re not compensated for time off already worked. It’s important to understand what type of payments from your adjuster is willing to offer you, as this will be a big part of the basic settlement you’ll receive.
You should go down to the local state bar association and ask for advice. You can obtain information about lawyers who specialize in car accident claims, as well as those who provide regular legal services to individuals like yourself. When you talk with these professionals, make sure you find out whether or not they handle car accident claims on a contingency basis or a percentage-based fee basis. If they do both, they’ll be the ideal lawyers to handle your case, as they’ll be able to get you the best possible settlement process.
pay for an attorney if the settlement isn’t going to benefit you enough to justify paying for a lawyer on your own
Another thing you can do to help secure a good settlement when you’ve been involved in an accident is to hire a car accident attorney. Most attorneys are accustomed to handling car accident claims, as this is their career type of area of expertise. If you don’t have much money to invest in legal fees, however, an attorney may be able to help you save money, because he or she will do all the work of preparing the lawsuit and negotiating a fair settlement outside of court. Therefore, it may prove to be more beneficial to you to simply pay for an attorney if the settlement isn’t going to benefit you enough to justify paying for a lawyer on your own.
There are, of course, many other options you can take when you’ve been injured in a motor vehicle accident, including filing a claim for personal injuries and then pursuing it through the legal system. But if you don’t follow the basic guidelines of how to file, you run the risk of falling through the cracks. For instance, you must establish the negligence aspect of the situation, which often requires hiring an experienced attorney to file your suit. Once you’ve established a case worthy of pursuing, you must prove your injuries were actually caused by the other driver’s negligent behavior. This is where having a qualified car accident claims attorney is so critical.